--- title: The Art of Homeownership Blog description: Providing you with the information and resources you need to build a Mortgage business and be the most valuable person in the lives of your clients. --- [![Art of Homeownership](https://blog.artofhomeownership.com/hs-fs/hubfs/AOH_LOGO_HORIZONTAL_PRIME-Oct-25-2022-04-55-09-9634-PM.jpg?width=5233&height=1901&name=AOH_LOGO_HORIZONTAL_PRIME-Oct-25-2022-04-55-09-9634-PM.jpg "Art of Homeownership")](https://blog.artofhomeownership.com/) [![logo-black](https://f.hubspotusercontent20.net/hub/4057429/hubfs/Regal_Core_Theme/Logo/logo-black.png?width=50&height=18&name=logo-black.png "logo-black")](https://blog.artofhomeownership.com/) - [Mortgage Professionals](http://www.artofhomeownership.com/mortgagepros) - [Homeowners](http://www.artofhomeownership.com/homeowners) - AoH App - [App Tour](http://www.artofhomeownership.com/app) - [Download App](http://www.artofhomeownership.com/download) - Login - [Homeowners](https://aoh.artofhomeownership.com/pfm/login?returnUrl=%2F) - [Mortgage Professionals](https://learn.artofhomeownership.com/learn) # The Art of Homeownership Blog - [Homeowners](https://blog.artofhomeownership.com/topic/homeowners) - [Home Buying Process](https://blog.artofhomeownership.com/topic/home-buying-process) - [Maximizing Wealth Through Real Estate](https://blog.artofhomeownership.com/topic/maximizing-wealth-through-real-estate) - [Advisor for Life](https://blog.artofhomeownership.com/topic/advisor-for-life) - [Investing](https://blog.artofhomeownership.com/topic/investing) [How to Buy Your First Rental Property in 2022: 5 Simple Steps](https://blog.artofhomeownership.com/how-to-buy-your-first-rental-property-in-2022-5-simple-steps) October, 6 2022 [Andy Advisor](https://blog.artofhomeownership.com/author/andy-advisor) [Investing](https://blog.artofhomeownership.com/tag/investing) , [Maximizing Wealth Through Real Estate](https://blog.artofhomeownership.com/tag/maximizing-wealth-through-real-estate) , [Advisor for Life](https://blog.artofhomeownership.com/tag/advisor-for-life) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-photomix-company-101808.jpg)](https://blog.artofhomeownership.com/how-to-buy-your-first-rental-property-in-2022-5-simple-steps) How to Get Started With Buying An Investment Property If you’ve built up your finances to the point you’re ready to invest and want your money to... [Read More](https://blog.artofhomeownership.com/how-to-buy-your-first-rental-property-in-2022-5-simple-steps) [What a Recession Would Mean for the Housing Market](https://blog.artofhomeownership.com/what-a-recession-would-mean-for-the-housing-market) September, 29 2022 [Andy Advisor](https://blog.artofhomeownership.com/author/andy-advisor) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Advisor for Life](https://blog.artofhomeownership.com/tag/advisor-for-life) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-karolina-grabowska-5717791-1.jpg)](https://blog.artofhomeownership.com/what-a-recession-would-mean-for-the-housing-market) What Does A Recession Mean For The Housing Market? As rising interest rates and inflation are decreasing the demand for homes, fears of a coming... [Read More](https://blog.artofhomeownership.com/what-a-recession-would-mean-for-the-housing-market) [Par Mortgage Rates: What They Are, And Why They’re So Hard To Get Today](https://blog.artofhomeownership.com/par-mortgage-rates-what-they-are-and-why-theyre-so-hard-to-get-today) September, 22 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-andrea-piacquadio-3760067-1.jpg)](https://blog.artofhomeownership.com/par-mortgage-rates-what-they-are-and-why-theyre-so-hard-to-get-today) Par Mortgage Rates: What They Are, And Why They’re So Hard To Get Today If you are trying to qualify for a mortgage today, at some point you are... [Read More](https://blog.artofhomeownership.com/par-mortgage-rates-what-they-are-and-why-theyre-so-hard-to-get-today) [Co-Signing A Mortgage Loan: What Both Parties Need To Know](https://blog.artofhomeownership.com/co-signing-a-mortgage-loan-what-both-parties-need-to-know) September, 15 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-ketut-subiyanto-4246202.jpg)](https://blog.artofhomeownership.com/co-signing-a-mortgage-loan-what-both-parties-need-to-know) Should You Have a Co-signer on Your Mortgage? A common question we hear is whether or not someone should have a co-signer on their mortgage. The... [Read More](https://blog.artofhomeownership.com/co-signing-a-mortgage-loan-what-both-parties-need-to-know) [What does Comp mean in Real Estate?](https://blog.artofhomeownership.com/what-does-comp-mean-in-real-estate) September, 8 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Advisor for Life](https://blog.artofhomeownership.com/tag/advisor-for-life) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-david-mcbee-1546168-1.jpg)](https://blog.artofhomeownership.com/what-does-comp-mean-in-real-estate) What Does a Real Estate Agent Mean by Comp? What does your real estate agent mean when they say the word “comp?” It’s short for “comparable” and is... [Read More](https://blog.artofhomeownership.com/what-does-comp-mean-in-real-estate) [The 3 Best Types of Real Estate Investments for Beginners](https://blog.artofhomeownership.com/the-3-best-types-of-real-estate-investments-for-beginners) September, 1 2022 [Andy Advisor](https://blog.artofhomeownership.com/author/andy-advisor) [Investing](https://blog.artofhomeownership.com/tag/investing) , [Maximizing Wealth Through Real Estate](https://blog.artofhomeownership.com/tag/maximizing-wealth-through-real-estate) , [Advisor for Life](https://blog.artofhomeownership.com/tag/advisor-for-life) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-cottonbro-3943716.jpg)](https://blog.artofhomeownership.com/the-3-best-types-of-real-estate-investments-for-beginners) The 3 Best Types of Real Estate Investments for Beginners Are you a new real estate investor? It can be an exciting, stressful time as you explore... [Read More](https://blog.artofhomeownership.com/the-3-best-types-of-real-estate-investments-for-beginners) [Reasons to Invest in Real Estate](https://blog.artofhomeownership.com/reasons-to-invest-in-real-estate) August, 25 2022 [Andy Advisor](https://blog.artofhomeownership.com/author/andy-advisor) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Investing](https://blog.artofhomeownership.com/tag/investing) , [Maximizing Wealth Through Real Estate](https://blog.artofhomeownership.com/tag/maximizing-wealth-through-real-estate) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-pixabay-53610.jpg)](https://blog.artofhomeownership.com/reasons-to-invest-in-real-estate) 3 Reasons Why Your House is a Great Investment While there are some advantages to renting, your house is a great investment. Here are a few reasons... [Read More](https://blog.artofhomeownership.com/reasons-to-invest-in-real-estate) [How to Save Enough Money For a Down Payment.](https://blog.artofhomeownership.com/how-to-save-enough-money-for-a-down-payment) August, 18 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Investing](https://blog.artofhomeownership.com/tag/investing) , [Advisor for Life](https://blog.artofhomeownership.com/tag/advisor-for-life) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-maitree-rimthong-1602726.jpg)](https://blog.artofhomeownership.com/how-to-save-enough-money-for-a-down-payment) One of the biggest challenges we see in this industry is first-time homebuyers struggling to save money for a down payment. Here are a few tips we’ve... [Read More](https://blog.artofhomeownership.com/how-to-save-enough-money-for-a-down-payment) [3 Reasons to Make a Lower Down Payment](https://blog.artofhomeownership.com/3-reasons-to-make-a-lower-down-payment) August, 11 2022 [Andy Advisor](https://blog.artofhomeownership.com/author/andy-advisor) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Advisor for Life](https://blog.artofhomeownership.com/tag/advisor-for-life) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-karolina-grabowska-4386366%20(2).jpg)](https://blog.artofhomeownership.com/3-reasons-to-make-a-lower-down-payment) When you buy a house, should your down payment be as high as you can afford? Not necessarily. There are several reasons why you should pay a lower... [Read More](https://blog.artofhomeownership.com/3-reasons-to-make-a-lower-down-payment) [Why Are Home Appraisal Costs So High Today?](https://blog.artofhomeownership.com/why-are-home-appraisal-costs-so-high-today) August, 4 2022 [Andy Advisor](https://blog.artofhomeownership.com/author/andy-advisor) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Advisor for Life](https://blog.artofhomeownership.com/tag/advisor-for-life) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-rodnae-productions-8293744.jpg)](https://blog.artofhomeownership.com/why-are-home-appraisal-costs-so-high-today) If you are buying a home today, you need to be prepared to pay more for your appraisal than you originally anticipated. That is simply the nature... 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