The Art of Homeownership Blog

Interest Rate VS APR: What’s the Difference?   Are you in the process of purchasing a home and find yourself confused by all the different terms?...

Tips For Preparing Your New Home Before Moving In Did your dream home in Orange County look perfect and spotless during the open house? No matter...

What Are Mortgage Points – And How Do They Work? Mortgage points are payments that are made at the closing of a home loan (added on to your total...

The Financial Benefits Of Homeownership While the rent vs. buy discussion is an ongoing one, we want to take a moment to reflect on some of the...

How To Win Against Multiple Offers   It’s hardly a secret that the residential real estate market has been starved for listings since late 2020....

  What is your debt-to-income ratio, and why is it important when you’re applying for a mortgage? After all, it’s a term you’re almost guaranteed to...

What Is Private Mortgage Insurance (PMI)?   If you are not putting 20% down on your home purchase, Private Mortgage Insurance (PMI) will be a factor...

How to Improve Your Credit in 4 Steps A lot of clients have been reaching out to ask about credit lately. One of the most common questions fielded...

Use Your Current Home to Buy Your Dream Home   Ready to sell your home, but uncertain how to compete as a buyer in today’s hectic housing market?...

Is buying a house before listing your current one a good idea? Or is it better to sell your current house first? The answer is that it depends....