--- title: The Art of Homeownership Blog | Evan Ello description: "Evan Ello is an Mortgage Loan Officer who does anything he can for his clients. Outside of the loan process, he offers each of his clients Art of Homeownership to stay in touch and advise them for years to come. \n\nWhen he isn't helping his clients, Evan enjoys Thai food and catching a cover band with his friends." --- [![Art of Homeownership](https://blog.artofhomeownership.com/hs-fs/hubfs/AOH_LOGO_HORIZONTAL_PRIME-Oct-25-2022-04-55-09-9634-PM.jpg?width=5233&height=1901&name=AOH_LOGO_HORIZONTAL_PRIME-Oct-25-2022-04-55-09-9634-PM.jpg "Art of Homeownership")](https://blog.artofhomeownership.com/) [![logo-black](https://f.hubspotusercontent20.net/hub/4057429/hubfs/Regal_Core_Theme/Logo/logo-black.png?width=50&height=18&name=logo-black.png "logo-black")](https://blog.artofhomeownership.com/) - [Mortgage Professionals](http://www.artofhomeownership.com/mortgagepros) - [Homeowners](http://www.artofhomeownership.com/homeowners) - AoH App - [App Tour](http://www.artofhomeownership.com/app) - [Download App](http://www.artofhomeownership.com/download) - Login - [Homeowners](https://aoh.artofhomeownership.com/pfm/login?returnUrl=%2F) - [Mortgage Professionals](https://learn.artofhomeownership.com/learn) # The Art of Homeownership Blog - [Homeowners](https://blog.artofhomeownership.com/topic/homeowners) - [Home Buying Process](https://blog.artofhomeownership.com/topic/home-buying-process) - [Maximizing Wealth Through Real Estate](https://blog.artofhomeownership.com/topic/maximizing-wealth-through-real-estate) - [Advisor for Life](https://blog.artofhomeownership.com/topic/advisor-for-life) - [Investing](https://blog.artofhomeownership.com/topic/investing) [What are Closing Costs?](https://blog.artofhomeownership.com/what-are-closing-costs) March, 28 2022 [Evan Ello](https://blog.artofhomeownership.com/author/evan-ello) [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-alexander-mils-2068975.jpg)](https://blog.artofhomeownership.com/what-are-closing-costs) What are Closing Costs? You will have to pay closing costs when you buy a house. It’s part of the process that isn’t fun (let’s face it, nobody... [Read More](https://blog.artofhomeownership.com/what-are-closing-costs) [How to Maintain Your Credit Score when Buying a House](https://blog.artofhomeownership.com/how-to-maintain-your-credit-score-when-buying-a-house) December, 20 2021 [Evan Ello](https://blog.artofhomeownership.com/author/evan-ello) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-pixabay-259200.jpg)](https://blog.artofhomeownership.com/how-to-maintain-your-credit-score-when-buying-a-house) The smartest way to initiate the home buying process is to start with the financial aspect, so you begin your home shopping with a realistic... [Read More](https://blog.artofhomeownership.com/how-to-maintain-your-credit-score-when-buying-a-house) [3 Things to Know About ADUs](https://blog.artofhomeownership.com/3-things-to-know-about-adus) November, 29 2021 [Evan Ello](https://blog.artofhomeownership.com/author/evan-ello) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Investing](https://blog.artofhomeownership.com/tag/investing) , [Maximizing Wealth Through Real Estate](https://blog.artofhomeownership.com/tag/maximizing-wealth-through-real-estate) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-wendel-moretti-2996073.jpg)](https://blog.artofhomeownership.com/3-things-to-know-about-adus) What they are Accessory Dwelling Units (ADUs) are smaller, independent units located on the same lot as a stand-alone single-family home. They can be... [Read More](https://blog.artofhomeownership.com/3-things-to-know-about-adus) - [Pre](https://blog.artofhomeownership.com/author/evan-ello/page/0) - [Next](https://blog.artofhomeownership.com/author/evan-ello/page/0) #### Subscribe Subscribe to our newsletter & stay updated [![AOH_LOGO_PRIME_COLOR-May-18-2022-03-14-19-58-PM](https://blog.artofhomeownership.com/hs-fs/hubfs/AOH_LOGO_PRIME_COLOR-May-18-2022-03-14-19-58-PM.png?width=69&height=100&name=AOH_LOGO_PRIME_COLOR-May-18-2022-03-14-19-58-PM.png "AOH_LOGO_PRIME_COLOR-May-18-2022-03-14-19-58-PM")](https://blog.artofhomeownership.com/) 23509 Via Farol, Valencia CA 91355 ##### About - [Our Story](http://www.artofhomeownership.com/story) - [Help Center](https://support.artofhomeownership.com/knowledge) - [Contact Us](https://artofhomeownership-7924977.hs-sites.com/discovery-call-cta) ##### Partners - [Partner Portal](https://learn.artofhomeownership.com/learn/signin) ##### Terms & Agreements - [Terms of Service](https://web.artofhomeownership.com/terms-of-service) - [Privacy Policy](http://www.artofhomeownership.com/privacy-policy) Copyright 2021. All Rights Reserved.