--- title: The Art of Homeownership Blog | Mandy Mortgage description: Providing you with the information and resources you need to build a Mortgage business and be the most valuable person in the lives of your clients. --- [![Art of Homeownership](https://blog.artofhomeownership.com/hs-fs/hubfs/AOH_LOGO_HORIZONTAL_PRIME-Oct-25-2022-04-55-09-9634-PM.jpg?width=5233&height=1901&name=AOH_LOGO_HORIZONTAL_PRIME-Oct-25-2022-04-55-09-9634-PM.jpg "Art of Homeownership")](https://blog.artofhomeownership.com/) [![logo-black](https://f.hubspotusercontent20.net/hub/4057429/hubfs/Regal_Core_Theme/Logo/logo-black.png?width=50&height=18&name=logo-black.png "logo-black")](https://blog.artofhomeownership.com/) - [Mortgage Professionals](http://www.artofhomeownership.com/mortgagepros) - [Homeowners](http://www.artofhomeownership.com/homeowners) - AoH App - [App Tour](http://www.artofhomeownership.com/app) - [Download App](http://www.artofhomeownership.com/download) - Login - [Homeowners](https://aoh.artofhomeownership.com/pfm/login?returnUrl=%2F) - [Mortgage Professionals](https://learn.artofhomeownership.com/learn) # The Art of Homeownership Blog - [Homeowners](https://blog.artofhomeownership.com/topic/homeowners) - [Home Buying Process](https://blog.artofhomeownership.com/topic/home-buying-process) - [Maximizing Wealth Through Real Estate](https://blog.artofhomeownership.com/topic/maximizing-wealth-through-real-estate) - [Advisor for Life](https://blog.artofhomeownership.com/topic/advisor-for-life) - [Investing](https://blog.artofhomeownership.com/topic/investing) [Par Mortgage Rates: What They Are, And Why They’re So Hard To Get Today](https://blog.artofhomeownership.com/par-mortgage-rates-what-they-are-and-why-theyre-so-hard-to-get-today) September, 22 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-andrea-piacquadio-3760067-1.jpg)](https://blog.artofhomeownership.com/par-mortgage-rates-what-they-are-and-why-theyre-so-hard-to-get-today) Par Mortgage Rates: What They Are, And Why They’re So Hard To Get Today If you are trying to qualify for a mortgage today, at some point you are... [Read More](https://blog.artofhomeownership.com/par-mortgage-rates-what-they-are-and-why-theyre-so-hard-to-get-today) [Co-Signing A Mortgage Loan: What Both Parties Need To Know](https://blog.artofhomeownership.com/co-signing-a-mortgage-loan-what-both-parties-need-to-know) September, 15 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-ketut-subiyanto-4246202.jpg)](https://blog.artofhomeownership.com/co-signing-a-mortgage-loan-what-both-parties-need-to-know) Should You Have a Co-signer on Your Mortgage? A common question we hear is whether or not someone should have a co-signer on their mortgage. The... [Read More](https://blog.artofhomeownership.com/co-signing-a-mortgage-loan-what-both-parties-need-to-know) [What does Comp mean in Real Estate?](https://blog.artofhomeownership.com/what-does-comp-mean-in-real-estate) September, 8 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Advisor for Life](https://blog.artofhomeownership.com/tag/advisor-for-life) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-david-mcbee-1546168-1.jpg)](https://blog.artofhomeownership.com/what-does-comp-mean-in-real-estate) What Does a Real Estate Agent Mean by Comp? What does your real estate agent mean when they say the word “comp?” It’s short for “comparable” and is... [Read More](https://blog.artofhomeownership.com/what-does-comp-mean-in-real-estate) [How to Save Enough Money For a Down Payment.](https://blog.artofhomeownership.com/how-to-save-enough-money-for-a-down-payment) August, 18 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Investing](https://blog.artofhomeownership.com/tag/investing) , [Advisor for Life](https://blog.artofhomeownership.com/tag/advisor-for-life) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-maitree-rimthong-1602726.jpg)](https://blog.artofhomeownership.com/how-to-save-enough-money-for-a-down-payment) One of the biggest challenges we see in this industry is first-time homebuyers struggling to save money for a down payment. Here are a few tips we’ve... [Read More](https://blog.artofhomeownership.com/how-to-save-enough-money-for-a-down-payment) [Should You Sell or Rent Your Home When You Move?](https://blog.artofhomeownership.com/should-you-sell-or-rent-your-home-when-you-move) July, 28 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Investing](https://blog.artofhomeownership.com/tag/investing) , [Maximizing Wealth Through Real Estate](https://blog.artofhomeownership.com/tag/maximizing-wealth-through-real-estate) , [Advisor for Life](https://blog.artofhomeownership.com/tag/advisor-for-life) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-scott-webb-1029599.jpg)](https://blog.artofhomeownership.com/should-you-sell-or-rent-your-home-when-you-move) Should You Sell or Rent Your Home When You Move? If you plan to move soon, you have a few options on what to do with that house you own. Namely you... [Read More](https://blog.artofhomeownership.com/should-you-sell-or-rent-your-home-when-you-move) [The Best Time Of Year To Buy A House](https://blog.artofhomeownership.com/the-best-time-of-year-to-buy-a-house) June, 23 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-kindel-media-7578963.jpg)](https://blog.artofhomeownership.com/the-best-time-of-year-to-buy-a-house) When is the best time of year to buy a home? The short answer is: it depends. Here are a few things to consider. [Read More](https://blog.artofhomeownership.com/the-best-time-of-year-to-buy-a-house) [The Dos and Don'ts of the Mortgage Process](https://blog.artofhomeownership.com/the-dos-and-donts-of-the-mortgage-process) June, 2 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-tima-miroshnichenko-6694492.jpg)](https://blog.artofhomeownership.com/the-dos-and-donts-of-the-mortgage-process) [Read More](https://blog.artofhomeownership.com/the-dos-and-donts-of-the-mortgage-process) [Navigating a Hot Real Estate Market](https://blog.artofhomeownership.com/navigating-a-hot-real-estate-market) May, 26 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-rodnae-productions-8293694.jpg)](https://blog.artofhomeownership.com/navigating-a-hot-real-estate-market) How To Win As A Buyer In Today’s Housing Market Today’s real estate market is an interesting one.Home prices are going up fast. Homes don’t stay on... [Read More](https://blog.artofhomeownership.com/navigating-a-hot-real-estate-market) [Remote Work Trends Mean Flexibility for Homebuyers](https://blog.artofhomeownership.com/remote-work-trends-mean-flexibility-for-homebuyers) May, 16 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-vlada-karpovich-4050289.jpg)](https://blog.artofhomeownership.com/remote-work-trends-mean-flexibility-for-homebuyers) Remote Work: A Great Opportunity to Achieve Your Homebuying Goals The pandemic led to a huge increase in remote work. There areadvantages to... [Read More](https://blog.artofhomeownership.com/remote-work-trends-mean-flexibility-for-homebuyers) [Home Inspections and Appraisals](https://blog.artofhomeownership.com/what-really-is-a-home-appraisal-and-inspection) May, 5 2022 [Mandy Mortgage](https://blog.artofhomeownership.com/author/mandy-mortgage) [Homeowners](https://blog.artofhomeownership.com/tag/homeowners) , [Home Buying Process](https://blog.artofhomeownership.com/tag/home-buying-process) 0 comments [![](https://blog.artofhomeownership.com/hubfs/pexels-karolina-grabowska-4386366.jpg)](https://blog.artofhomeownership.com/what-really-is-a-home-appraisal-and-inspection) What to Expect From a Home Appraisal and Inspection Home appraisals and inspections are necessary steps in the home buying process. A new home... [Read More](https://blog.artofhomeownership.com/what-really-is-a-home-appraisal-and-inspection) - [Pre](https://blog.artofhomeownership.com/author/mandy-mortgage/page/0) - [Next](https://blog.artofhomeownership.com/author/mandy-mortgage/page/2) #### Subscribe Subscribe to our newsletter & stay updated [![AOH_LOGO_PRIME_COLOR-May-18-2022-03-14-19-58-PM](https://blog.artofhomeownership.com/hs-fs/hubfs/AOH_LOGO_PRIME_COLOR-May-18-2022-03-14-19-58-PM.png?width=69&height=100&name=AOH_LOGO_PRIME_COLOR-May-18-2022-03-14-19-58-PM.png "AOH_LOGO_PRIME_COLOR-May-18-2022-03-14-19-58-PM")](https://blog.artofhomeownership.com/) 23509 Via Farol, Valencia CA 91355 ##### About - [Our Story](http://www.artofhomeownership.com/story) - [Help Center](https://support.artofhomeownership.com/knowledge) - [Contact Us](https://artofhomeownership-7924977.hs-sites.com/discovery-call-cta) ##### Partners - [Partner Portal](https://learn.artofhomeownership.com/learn/signin) ##### Terms & Agreements - [Terms of Service](https://web.artofhomeownership.com/terms-of-service) - [Privacy Policy](http://www.artofhomeownership.com/privacy-policy) Copyright 2021. 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